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FHA Loan
MIP Reduction for FHA Loans
On February 22, 2023, the U.S. Department of Housing and Urban Development (HUD) announced a 30 basis points (bps) reduction to the FHA Annual Mortgage Insurance Premium ...
VA Loan
VA Funding Fee Charge Update
On February 14, 2023, the U.S. Department of Veterans Affairs (VA) announced a scheduled change to VA Funding Fee Rates for loans closed on or ...
General Information
Who Are First-Time Homebuyers?
When you are purchasing a home and you are a first-time home buyer, you might be eligible to several loan programs that are designed to ...
General Information
How Much Down Payment Do You Need?
As a Loan Officer, one of the things that really surprises me hearing from my Clients is their belief that they need to put up ...