{"id":25719,"date":"2023-03-01T21:51:45","date_gmt":"2023-03-01T21:51:45","guid":{"rendered":"https:\/\/joey.integratedfunding.us\/staging\/1544\/?page_id=25719"},"modified":"2023-03-25T07:25:15","modified_gmt":"2023-03-25T07:25:15","slug":"learning-hub","status":"publish","type":"page","link":"https:\/\/joey.integratedfunding.us\/staging\/1544\/learning-hub\/","title":{"rendered":"Learning Hub"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"25719\" class=\"elementor elementor-25719\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9690a79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9690a79\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8642327\" data-id=\"8642327\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4a2284 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4a2284\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b02fc1b\" data-id=\"b02fc1b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5aca32 elementor-widget elementor-widget-heading\" data-id=\"d5aca32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Learning Hub<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f0c881 elementor-widget elementor-widget-heading\" data-id=\"8f0c881\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\"One's Strength is Wrapped With What He Knows!\"<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8fc2fe7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8fc2fe7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-38fbc6b\" data-id=\"38fbc6b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b896d91 elementor-widget elementor-widget-text-editor\" data-id=\"b896d91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is here where you can educate yourself about mortgage loans, current housing markets, new products and news updates.<\/p><p>Search for topics that concern you and find the answers to your questions. We strive to keep our posts as informative and as relevant as possible for your learning.<\/p><p>You may also wish to subscribe to our mailing list to receive our latest posts and the most recent updates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a904b1d\" data-id=\"a904b1d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd0e316 elementor-widget elementor-widget-shortcode\" data-id=\"bd0e316\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 23366002,\n\t\t\t\t\t\t\t\t\tformId: \"774c7a2c-80ef-40bb-897d-7a9e2bd4bb86\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1776958964000-7551190510\",\n\t\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1776958964000-7551190510\"><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4b164a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4b164a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7734a8c\" data-id=\"7734a8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a941a2 elementor-widget elementor-widget-uael-posts\" data-id=\"3a941a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;feed_slides_to_show_tablet&quot;:2,&quot;feed_slides_to_show_mobile&quot;:1,&quot;feed_show_filters&quot;:&quot;no&quot;}\" data-widget_type=\"uael-posts.feed\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"uael-post__header\">\n\t\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__body\">\n\t\t\t\n\t\t\n\t\t<div class=\"uael-post-grid uael-posts\" data-query-type=\"custom\" data-structure=\"\" data-layout=\"\" data-page=\"25719\" data-skin=\"feed\" data-filter-default=\"\" data-offset-top=\"30\" >\n\n\t\t\t\t\t\t\t<div class=\"uael-post-grid__inner uael-post__columns-1 uael-post__columns-tablet-1 uael-post__columns-mobile-1\">\n\t\t\t\n\n<div class=\"uael-post-wrapper  fha-loan \">\n\n\t<div class=\"uael-post__bg-wrap\">\n\t\t\n\t\t\n\t\t<div class=\"uael-post__inner-wrap \">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/mip-reduction-for-fha-loans\/\" target=\"_self\" title=\"MIP Reduction for FHA Loans\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1278\" src=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Saving-on-MIP.jpg\" class=\"attachment-full size-full wp-image-25725\" alt=\"\" srcset=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Saving-on-MIP.jpg 1920w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Saving-on-MIP-300x200.jpg 300w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Saving-on-MIP-1024x682.jpg 1024w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Saving-on-MIP-768x511.jpg 768w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Saving-on-MIP-1536x1022.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/category\/fha-loan\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-fha-loan\" aria-labelledby=\"uael-post-term-fha-loan\">FHA Loan<\/a><\/span>\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/mip-reduction-for-fha-loans\/\" target=\"_self\">\n\t\t\t\tMIP Reduction for FHA Loans\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t<div class=\"uael-post__separator\"><\/div>\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tOn February 22, 2023, the\u00a0U.S. Department of Housing and Urban Development (HUD)\u00a0announced a 30 basis points (bps) reduction to the FHA Annual Mortgage Insurance Premium ...\t\t<\/div>\n\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tMarch 1, 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n\n<div class=\"uael-post-wrapper  va-loan \">\n\n\t<div class=\"uael-post__bg-wrap\">\n\t\t\n\t\t\n\t\t<div class=\"uael-post__inner-wrap \">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/va-funding-fee-charge-update\/\" target=\"_self\" title=\"VA Funding Fee Charge Update\"><img decoding=\"async\" width=\"1178\" height=\"785\" src=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/military.jpg\" class=\"attachment-full size-full wp-image-25920\" alt=\"\" srcset=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/military.jpg 1178w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/military-300x200.jpg 300w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/military-1024x682.jpg 1024w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/military-768x512.jpg 768w\" sizes=\"(max-width: 1178px) 100vw, 1178px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/category\/va-loan\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-va-loan\" aria-labelledby=\"uael-post-term-va-loan\">VA Loan<\/a><\/span>\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/va-funding-fee-charge-update\/\" target=\"_self\">\n\t\t\t\tVA Funding Fee Charge Update\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t<div class=\"uael-post__separator\"><\/div>\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tOn February 14, 2023, the U.S. Department of Veterans Affairs (VA) announced a scheduled change to VA Funding Fee Rates for loans closed on or ...\t\t<\/div>\n\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tFebruary 28, 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n\n<div class=\"uael-post-wrapper  general-information \">\n\n\t<div class=\"uael-post__bg-wrap\">\n\t\t\n\t\t\n\t\t<div class=\"uael-post__inner-wrap \">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/who-are-first-time-homebuyers\/\" target=\"_self\" title=\"Who Are First-Time Homebuyers?\"><img decoding=\"async\" width=\"1179\" height=\"785\" src=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/first-time-home-buyer.jpg\" class=\"attachment-full size-full wp-image-25965\" alt=\"\" srcset=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/first-time-home-buyer.jpg 1179w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/first-time-home-buyer-300x200.jpg 300w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/first-time-home-buyer-1024x682.jpg 1024w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/first-time-home-buyer-768x511.jpg 768w\" sizes=\"(max-width: 1179px) 100vw, 1179px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/category\/general-information\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-general-information\" aria-labelledby=\"uael-post-term-general-information\">General Information<\/a><\/span>\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/who-are-first-time-homebuyers\/\" target=\"_self\">\n\t\t\t\tWho Are First-Time Homebuyers?\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t<div class=\"uael-post__separator\"><\/div>\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tWhen you are purchasing a home and you are a first-time home buyer, you might be eligible to several loan programs that are designed to ...\t\t<\/div>\n\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tFebruary 25, 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n\n<div class=\"uael-post-wrapper  general-information \">\n\n\t<div class=\"uael-post__bg-wrap\">\n\t\t\n\t\t\n\t\t<div class=\"uael-post__inner-wrap \">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/how-much-down-payment-do-you-need\/\" target=\"_self\" title=\"How Much Down Payment Do You Need?\"><img loading=\"lazy\" decoding=\"async\" width=\"1178\" height=\"786\" src=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Down-Payment.jpg\" class=\"attachment-full size-full wp-image-25967\" alt=\"\" srcset=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Down-Payment.jpg 1178w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Down-Payment-300x200.jpg 300w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Down-Payment-1024x683.jpg 1024w, https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-content\/uploads\/2023\/03\/Down-Payment-768x512.jpg 768w\" sizes=\"(max-width: 1178px) 100vw, 1178px\" \/><\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap\">\n\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/category\/general-information\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-general-information\" aria-labelledby=\"uael-post-term-general-information\">General Information<\/a><\/span>\t\t<h3 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/joey.integratedfunding.us\/staging\/1544\/how-much-down-payment-do-you-need\/\" target=\"_self\">\n\t\t\t\tHow Much Down Payment Do You Need?\t\t\t<\/a>\n\n\t\t\t\t<\/h3>\n\t\t<div class=\"uael-post__separator\"><\/div>\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\tAs a Loan Officer, one of the things that really surprises me hearing from my Clients is their belief that they need to put up ...\t\t<\/div>\n\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-calendar\"><\/i>\t\t\t\t\t\t\t\t\t\n\t\t\tFebruary 17, 2023\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"uael-post__footer\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Learning Hub &#8220;One&#8217;s Strength is Wrapped With What He Knows!&#8221; It is here where you can educate yourself about mortgage loans, current housing markets, new products and news updates. Search for topics that concern you and find the answers to your questions. We strive to keep our posts as informative and as relevant as possible [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-25719","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/pages\/25719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/comments?post=25719"}],"version-history":[{"count":14,"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/pages\/25719\/revisions"}],"predecessor-version":[{"id":26128,"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/pages\/25719\/revisions\/26128"}],"wp:attachment":[{"href":"https:\/\/joey.integratedfunding.us\/staging\/1544\/wp-json\/wp\/v2\/media?parent=25719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}